NYCVP Travel Insurance Coverage


NOTE: This information is valid for all insurance purchases made after 8/31/07. For purchases made 8/31/07 or earlier, click here.


NYCVP wants your trip to be worry-free. That's why we highly recommend that you include the cost of an insurance plan in your purchase of an NYCVP vacation. It will protect you and your investment in the event of a sudden emergency before or during your trip. This insurance plan is affordably priced and includes the following benefits:

TOTAL BENEFIT

COVERAGE

Total Tour Cost

Up to $1,000 per person covered by AIG Travel Guard. The balance is covered by NYCVP.

Trip Cancellation and Interruption due to

·   Unforeseen sickness, injury or death  of the insured, a traveling companion, immediate family member or business partner

·   Inclement weather causing delay or cancellation of travel

·   Your principal residence being made uninhabitable by fire, flood or similar natural disaster, vandalism or burglary

·   Terrorist incident in a city on your itinerary within 30 days of arrival

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$1,000

Travel Delay up to $100 a day for expenses if delayed for 12 hours or more due to

·   Carrier delay

·   Lost passport, money or travel documents

·   Natural disaster

·   Injury or sickness of you or a traveling companion

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$1000   

Baggage and Travel Documents

·   Reimburses for loss, theft, damage and mysterious disappearance of baggage and personal effects.

·   Covers loss due to unauthorized use of credit cards

·   Pays for administrative fees to reissue lost or stolen tickets

·   Coverage for cameras, musical instruments and breakage of brittle or fragile articles

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$100              

Baggage Delay Reimburses your for the purchase of essential items if your baggage is delayed or misdirected for more than 24 hours

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$10,000

Medical Expense

·   No daily limits or deductibles

·   Pays for physician, hospital, ambulance services and prosthetic devices

·   Pays for emergency dental expenses during the trip

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$20,000

Emergency Medical Transportation

·   Evacuation to nearest medical facility

·   Up to $5,000 for medical escort

·   Transportation of remains upon death

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$25,000

Accidental Death & Dismemberment Covers death and loss of limb or eyesight

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Included

AIG Travel Assist

·   Advancement of funds to cover on-site medical expenses

·   Telephone interpretation services

·   Replacement of lost passport

·   Assistance to locate local physicians, dentists or medical facilities

·   Professionals will monitor your condition and contact your personal physician

·   Evacuation to a hospital, treatment facility or back home

·   24-hour emergency hotline

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Included

LiveTravel® 24-hour hotline to make emergency travel changes once travel has commenced, such as rebooking flights, hotel reservations, tracking lost luggage and more.

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Included

Pre-trip Travel Advice Around-the-clock access to passport, visa, inoculation and vaccine requirements, travel advisories, embassy and consulate contacts, travel health advisories, weather and currency information – and assistance in coordinating an emergency cash advance.

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PREMIUM $50 per person

View Description of Coverage

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Fine Print

Trip Cancellation & Interruption pays lost deposits and additional expenses due to unforeseeable sickness, injury or death of you, a traveling companion or family member; weather conditions causing delay or cancellation of travel; your home being made uninhabitable by fire, flood, vandalism, burglary, or natural disaster; your being subpoenaed, required to serve on jury duty, hijacked, or quarantined; being involved in or delayed due to a traffic accident en route to departure; or terrorist incident in a city on your itinerary within 30 days of arrival.

If insurance is purchased at time of booking, the Pre-Existing Medical Condition Exclusion will be waived. This is applicable to all coverages contained in the policy. You must be medically able to travel when you pay your premium. In the event that a claim is filed, the injury or illness must be substantiated.

NOTE: Travel Insurance is provided by AIG Travel Guard. NYCVP acts neither as an agent nor broker for AIG Travel Guard. The purchase of Travel Insurance creates an arrangement between you and AIG Travel Guard.

For a complete Schedule of Coverage including limitations, click here.

You need Adobe Acrobat Reader to view the Description of Coverage.
If you do not have Adobe Acrobat Reader on your computer you can download it for free here.